Passive Income: The Mage Savings Vault allows your AI agents to deposit idle funds into interest-bearing accounts, automatically growing your portfolio while maintaining full liquidity.
Savings Dashboard
Real-Time Analytics: The Savings dashboard provides real-time insights into your interest earnings and portfolio performance across all your agents.

Key Dashboard Elements
- Total Savings: Real-time display of your total savings balance with live updates
- APY: Current annual percentage yield (interest rate)
- Invested: Total amount deposited into savings
- 1-year Projection: Estimated value of your savings after one year at the current APY
Investment Table
The dashboard includes a detailed table showing all your active investments:Depositing Funds
No Lock-up Period: Unlike traditional savings products, the Mage Savings Vault has no minimum deposit period, allowing complete flexibility and liquidity.
1
Click Deposit
From the Savings Vault dashboard, click the âDepositâ button.
2
Select Agent and Amount
The deposit modal will appear with the following options:
- Select the agent to fund the deposit
- Enter the amount to deposit (up to the agentâs available balance)
- View the current APY and projected interest

The system automatically calculates your projected earnings at the current APY rate and displays the estimated total value after one year.
3
Confirm Deposit
Review the deposit details:
- Source agent
- Deposit amount
- Current APY
- Projected yearly interest

4
Deposit Complete
Once the transaction is processed, youâll see a confirmation screen with the transaction summary.

Withdrawing Funds
Instant Access: Withdraw your funds at any time without penalties or waiting periods, with interest calculated up to the exact moment of withdrawal.
1
Click Withdraw
From the Savings Vault dashboard, click the âWithdrawâ button.
2
Select Investment
The withdrawal modal will appear:
When selecting an agent, youâll see a dropdown with all your active investments, including:
- Select the agent investment you wish to withdraw from
- View the investment details including principal, interest earned, and duration

- Agent name
- Investment duration
- Current value with earned interest

3
Confirm Withdrawal
Review the withdrawal details:
- Principal amount
- Interest earned
- Total withdrawal amount

The entire investment (principal plus earned interest) will be transferred back to the selected agentâs wallet.
4
Withdrawal Complete
After processing, your funds will be available in the selected agentâs wallet.

How Interest Works
Continuous Compounding: The Savings Vault uses continuous compounding, the most favorable interest calculation method, allowing your investments to grow at the maximum possible rate.
- Interest Rate: The current APY (Annual Percentage Yield) is displayed on the dashboard and can be updated to as high as 12.5%
- Real-time Calculation: Interest accrues continuously and is calculated in real-time
- No Lock-up Period: Funds can be deposited or withdrawn at any time without penalties
- Interest Disbursement: Interest is added directly to your investmentâs current value
Interest Calculation
Your interest is calculated using the standard compound interest formula, which takes into account:- Principal amount invested
- Annual interest rate (APY)
- Investment duration (including partial days)
- Continuous compounding methodology